If you have a passion for adventure, chances are you look for any opportunity to get outdoors. Whether you enjoy breathing the fresh, clean air or getting away from the rut of life, ATVs and RVs let you escape into another world outside your day-to-day life. However fun these vehicles may be, owning them is not without risk. At Smart Move Insurance, we offer insurance protection that minimizes your risk exposure so that you can embark on all the road trips and off-road adventures you could ever want to take.
Arizona has no shortage of ridges to ride and desert tracks to explore. Everywhere you look, there are off-road riding opportunities to be had – just make sure your insurance can keep up. As an independent agency, we work directly with you to build a policy that fits your needs. Your coverage may vary depending on whether you use a four-wheeler to explore on public land or a UTV to carry heavy loads around your ranch.
Your ATV insurance policy may include several different types of coverage, such as:
- Property damage liability
- Bodily injury liability
- Comprehensive coverage for non-accident damages to your ATV
- Collision coverage for collision damages to your ATV
- Uninsured/Underinsured motorist
RV, Camper and Trailer Insurance
Is your rig insured against any loss scenario? If you made the mistake of insuring your camper on your auto coverage, you might find that you have less coverage than you need when you file a claim. Whether you have a small travel trailer or a large recreational vehicle, you need specialized coverage designed just for your home away from home. At Smart Move Insurance, we can provide you with RV and travel trailer insurance policies for full-time or recreational needs.
Simply come in to meet with an independent agent, and you can choose coverage that protects you against a wide range of losses, such as:
- Bodily injury and property damage liability
- Comprehensive and collision insurance for your RV or camper
- Uninsured/Underinsured motorist coverage
- Medical payments for injuries to you or your passengers
- Vacation liability for campsite injuries
- Personal belongings coverage for items inside your rig
- Attached accessories coverage (i.e. awnings, antennas)
- Roadside assistance
- Trip interruption for emergency lodging and transportation
How to Save on ATV, RV, and Trailer Insurance
Quality ATV and RV insurance should not leave you with empty pockets. At Smart Move Insurance, we believe it should be accessible and affordable for everyone. That is why we shop and compare rates from multiple Arizona ATV and RV insurance providers so that you can spend less on premiums and more on doing the things you love. We can help you find coverage for nearly any vehicle, including:
- Conventional trailers
- Fifth-wheel trailers
- Mounted campers
- Pop-up campers
- Utility trailers
- And more
You can insure just one vehicle, or combine multiple vehicles under the same insurer to qualify for discounts on coverage. Other discounts may also be available if you complete an approved ATV or RV safety course or if you combine your recreational vehicle coverage with insurance for your home, vehicle, or another asset from the same insurer.