It’s easy to find car insurance in Northern Phoenix, but finding the right insurance can be a challenge. Here at Smart Move Insurance, we know that auto insurance is not a one-size-fits-all policy; rather, you need coverage that is custom-tailored to fit your needs and lifestyle. No two drivers’ coverage needs are exactly alike. From the type of car you drive to the value of the assets you need to protect, car insurance should be adapted to minimize your exposure to risk. Whether you own a small sports car or fill up your family’s four-car garage with a variety of vehicles, you can trust us to protect you and your assets after the accidents we all hope will never happen.
Types of Car Insurance
A typical car insurance policy will include a wide range of coverage types, some of which include:
If you cause an accident, you can be sued for the physical damages and bodily injuries that occur as a result of the collision. While Arizona requires that all drivers carry a minimum amount of liability coverage, it is hardly enough to shield you against serious litigation. Here at Smart Move Insurance, we will provide personalized liability coverage recommendations designed to shield your assets and income in the event of a collision-related lawsuit.
Not all drivers are responsible drivers. If you are the victim of a hit-and-run or a driver with low-limit liability coverage, you can rely on your uninsured or underinsured motorist protection to help cover your damages.
If you or one of your passengers is injured in an accident, you don’t have time to worry about who is going to pay for your doctor or hospital bills. Medical payments coverage helps pay for medical expenses regardless of who was at-fault for an accident.
Accidents happen – don’t let your pocketbook pay the price. If you wreck your vehicle, it helps to know that your insurance will help cover the cost of repairs or replacement. We here at Smart Move Insurance can help you protect your car bumper to bumper and assist you in choosing a deductible that fits your needs.
Sometimes cars get damaged in the strangest of ways. The next time a vandal scratches a key line in your car door or a limb comes crashing down on your windshield, trust that your comprehensive coverage will help pick up the tab.
Many insurance companies offer additional coverage options to drivers, some of which are unique to specific providers and others of which are more common among insurers. Be sure to ask about extra coverage for roadside assistance, towing, rental car reimbursement, and more.
Car Insurance in Cave Creek and Northern Phoenix
Smart Move Insurance is an independent brokerage providing car insurance for drivers in Cave Creek, Anthem, Carefree, and the greater Northern Phoenix area. We work for our clients – not the insurance company. Instead of limiting your options to a single insurer, we open up a whole new world of choice with access to a diverse group of insurance companies competing for your business.
Why let someone else make your decisions when an independent agent lets you order from an entire menu? If it’s time to review your car insurance needs, contact our office to request your free quotes today. We look forward to serving you soon.