Smart Move Insurance continuous to be a leading provider to local Arizona business for their Phoenix liquor liability insurance needs. Our licensed professional will help you decide what liquor liability coverages are right for your business. Liquor liability insurance is needed for any establishment that sells, serves, or assists in the use or purchase of alcoholic beverages. This includes restaurants, bars, nightclubs, taverns, special events, and more. Your business may be liable for a claim that arises from someone getting intoxicated and potentially cause injuries or property damages. Many would think that the intoxicated individual should be the one to pay for such damages but in realty your business that served the alcohol could be liable for the injuries or damages that occurred as a result of actions, behaviors, or conduct of a patron who drank too much. Talk to you licensed professional today at Smart Move Insurance to make sure your business is properly covered for these potential claims.
Arizona currently requires establishments that sell alcohol to carry liquor liability insurance. Your Phoenix general liability insurance or Phoenix business owners’ package policy will not cover liquor liability in most cases and is usually sold as a stand-alone policy. Most liquor liability insurance policies exclude the sale of alcohol illegally, such as selling liquor to a minor. Many alcohol-related liability claims against businesses are a result of a liquor-induced altercation. In this case, this policy will also help cover the bar’s legal costs, court fees, and any civil or criminal damages awarded. It’s very important that if your establishment serves alcohol, you protect your business from potential financial losses by being covered with a liquor liability insurance policy.
Smart Move Insurance has the knowledge to discuss your business insurance needs and find you the right coverage. We have many insurance carriers that specialize in liquor liability policies in Phoenix and we will do the work for you and find the best fit for your company. Feel free to contact one of our licensed professionals today.